What’s FHA Home Loans
An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan which is provided by a FHA-approved lender. FHA insured loans are a type of federal assistance...
First-Time Home Buyers
As a first-time buyer, there is much to consider. Here we have a look at some of the factors that may influence your decision, including: good school systems, tax breaks, reasonable housing...
Understanding FHA Home Loans
Because of lower down payment requirements and less stringent lending standards, FHA loans are popular with mortgage borrowers. Simply stated, an FHA loan is a mortgage insured by the Federal...
To Rent Or Buy? Finance Issues
Owning your own home is a huge commitment, not just to the building you buy and the area you choose to live in, but also to your life (and to another person if you are buying with a loved one or...
Building Your Wish-list
There’s a difference between what you need and what you want. We all need a place to eat, sleep and call home, but when the time comes to buy that place, there’s a lot to consider. In a dream...
Mortgage Rules to Follow
Whether this is your first home or fourth, really understanding your mortgage and how it works is crucial. After all, it’ll probably be the biggest loan of your life! What Is A Mortgage? In the...
The World of Real Estate Markets
Real estate is “property consisting of land and the buildings on it, along with its natural resources such as crops, minerals, or water; immovable property of this nature; an interest vested...
Top Factors For Homebuyers
Buying a house can be a daunting task, even for someone who has owned several homes. Here aresome helpful hints for the first time property buyers: Use your online resources. Almost every state...
What’s a Housing Code?
A a housing code, or a building code, or building control, is a set of rules that specify the minimum standards for constructed objects such as buildings and nonbuilding structures. The main...
Fighting Real Estate Fraud
Fraud and investment scams abound at all levels of the real estate market – whether it be a contractor who charges hundreds of dollars for work not done to an “investment agent” who embezzles...
Reverse Mortgages
A reverse mortgage is a home loan that provides cash payments based on home equity. Homeowners normally “defer payment of the loan until they die, sell, or move out of the home.” Upon...
College Apartments
Every year, millions of college students flood into college cities and towns. Those students, along with the faculty and staff at their schools, have one common need: housing. Consistent demand...